Experts differ on whether regulation can prevent or accelerate change for financial services organizations and the technology they deploy.
At Money 20/20 2025, influential voices such as Snigdha Kumar of Brico, Matthew Homer of The Venture Dept., Kabir Kumar of Flourish Ventures, and Kristen Hecht of 1Money considered the benefits of regulatory compliance in the financial services sector.
For most financial leaders, government regulation is an acknowledged but frustrating necessity, as it can appear to slow down innovation in an increasingly digital world.
Regulation can protect consumers and their investments, but can also place financiers at odds with regulators.
Author's summary: Regulation's impact on financial innovation is debated.