Ally vs. SoFi: A Comparison of Account Options and APYs
Ally and SoFi are online-only banks that offer higher APYs than traditional banks, with no account fees or minimums.
Key Features
- No account fees or minimums
- Nationwide ATM access
- Above-average APYs on savings and checking accounts
SoFi's Higher APYs and Deposit Options
SoFi leads with higher APYs and offers more deposit options, while Ally provides CD options.
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Ally has partnered with Allpoint to provide access to over 55,000 fee-free ATMs nationwide.
Author's summary: Ally and SoFi offer competitive APYs and account options.
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