Gallagher Re targets APAC cyber sector with adaptive reinsurance structure

Gallagher Re Targets APAC Cyber Sector with Adaptive Reinsurance Structure

Tier 1 reinsurers are showing early interest in the Asia-Pacific (APAC) region. Gallagher Re has introduced a flexible cyber reinsurance framework designed to support various reinsurance models, from facultative to treaty. It covers cyber, technology errors and omissions, and cyber property damage, aiming to meet the evolving needs of the APAC market.

Framework Designed for Diverse Market Segments

Gallagher Re’s framework is built to align cyber capacity with actual demand across multiple market segments, including personal lines, small and medium enterprises (SMEs), midmarket, and large corporations. It establishes the foundation for creating customized cyber solutions that adapt to different market conditions and client requirements.

Modular and Adaptable Structure

The structure supports a variety of arrangements such as white labeling, facultative reinsurance, and treaty placements. This modular approach offers reinsurers and cedants flexibility to tailor solutions to local market needs. Initial expected minimum lines include $15 million for facultative reinsurance and at least $10 million for white labeling and treaty placements.

Gallagher Re stated the framework allows the industry to “mine for growth” rather than “pan for growth,” promoting a sustainable approach to developing cyber capacity.

Growth Strategy for Cyber Market

According to Gallagher Re, expanding the cyber market will rely on entering international markets and innovating new products instead of concentrating on already saturated regions.

By adopting this flexible framework, the industry can better support the dynamic requirements of the APAC cyber reinsurance market, ensuring stronger and more tailored cyber solutions.

Author's summary: Gallagher Re’s innovative cyber reinsurance framework offers flexible, tailored solutions that address diverse APAC market demands, driving sustainable growth through international expansion and new product development.

Insurance Business America — 2025-11-03